Kenyan banks' Non-Performing loans stood at 14.50% of the Total Gross Loans as of June 2023

The ratio of bank nonperforming loans to total gross loans is the value of nonperforming loan divided by the total value of the loan portfolio. It measures a bank's health and efficiency by identifying problems with asset quality in the loan portfolio.

Loans are classified as Non-Performing Loan when their repayments of principal and interests overdue by 90 days (World Bank Definition).

As of June 2023, 14.50% of the Total gross loans were Non-Performing Loans. This was an improvement from June 2022 (14.70%).